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Privacy

About
FACTSWHAT DOES BANK OF LINCOLN COUNTY DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Bank of Lincoln County chooses to share; and whether you can limit this sharing.
Reasons we can share your personal informationDoes Bank of Lincoln County share?Can you limit this sharing?

For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes— to offer our products and services to you

No

We don’t share

For joint marketing with other financial companies

No

We don’t share

For our affiliates’ everyday business purposes— information about your transactions and experiences

No

We don’t share

For our affiliates’ everyday business purposes— information about your creditworthiness

No

We don’t share

For our affiliates to market to you

No

We don’t share

For nonaffiliates to market to you

No

We don’t share
What we do

How does Bank of Lincoln County protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Computer safeguards include our use of “cookies”; Multi-factor authentication; Go Daddy-issued Digital ID; Secured Sockets Layer (SSL) protocol for data encryption; and a router and firewall to regulate server traffic.

How does Bank of Lincoln County collect my personal information?

We collect your personal information, for example, when you
  • Open an account or make deposits to or withdrawals from your account
  • Apply for a loan or give us your income information
  • Provide account information

Why can’t I limit all sharing?

Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Other important information

This Privacy Notice is being provided in order to comply with Section 216.5(a) of Regulation P – Privacy of Consumer Information (12 CFR 216), which governs the treatment of nonpublic personal information about consumers by financial institutions.