close up of woman typing on phone

mobile deposit



With mobile deposit, you can conveniently make deposits unto your accounts directly from your phone.

Make deposits into your eligible checking or savings account using the BOLC Mobile App

for supported Apple and Android phone devices.

Please contact our Main Branch at 433-1708 to activate your Mobile Deposit.





Have you ever needed to pay a friend back for lunch? Pay a daycare or lawn service
provider? For these reasons – and more – you can use Person-2-Person Pay to send
money without exchanging checks, cash or account numbers. P2P means sending
money directly from your checking account without the use of a third-party service.

To get started, you need a Bank of Lincoln County Checking
Account and Online Banking. Please contact the Main Office to
activate this service or visit a branch to open your account today.



Make the Switch

Checking Account Brochure

Savings Account Brochure

Bank of Lincoln County is proud to introduce our new Edge Checking Account. Everyone loves a checking account with great features.

With Edge Checking, you will receive valuable financial and security benefits to help safeguard you. That’s extra protection you can count on.

Edge Checking Features:

  • Same Day Instant Issue Debit Card
  • Online and Mobile Banking
  • Bill Pay / Person to Person / Mobile Deposit
  • Coin Counting
  • Notary Services
  • Free Edge Checks
  • Identity theft protection with credit file monitoring: Help better protect yourself, and your joint account holder with IDProtect® identity theft monitoring and resolution service1, that includes credit file monitoring, access to your credit report and credit score2, monitoring of over a 1,000 public databases, identity theft expense reimbursement3, fully managed resolution services, and more. (registration/activation required)
  • Up to $10,000 of 24-hour Accidental Death & Dismemberment Insurance3.
  • Cellular Telephone Protection3: Receive up to $400 of replacement or repair cost. (Cellular telephone bill must be paid using eligible account) 
  • $hopping RewardsTM: Earn cash rewards when you shop online at dozens of your favorite retailers. (registration/activation required; available online only)
  • Travel and Leisure Discounts: Save big with deep discounts at thousands of local and national businesses. (available online only)

*All for a $6.95 Monthly Maintenance Fee.

 Please call a bank representative at (931)-433-1708 for more information. 


1 Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.

2 Credit Score is a VantageScore 3.0 based on single bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness.  Once you have activated credit file monitoring, you may request your credit score.  Once you have done so, it will then refresh on a monthly basis.

3 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described.  Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions.  Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. 

Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.

For EDGE CHECKING Benefits Registration visit You may also download the Club Checking mobile app from the app store.


Date of Birth
Residential Street Address
Mailing Address if Different from Street Address
Contact Information
Primary Form of Identification (unexpired):

Examples of what we accept
  • State issued Drivers License
  • State Issued Photo ID
  • Valid United States Passport
  • Active Duty, Retiree or Reservist Military ID Card
  • Immigration and Naturalization Services

Secondary Form of Identification (unexpired):

Examples of what we accept
  • Birth Certificate
  • Social Security Card
  • Marriage Certificate / License
  • Employer Photo ID Card
  • Student ID Card
  • Health Insurance Card
  • Utility Bill showing Current Residence
  • Credit Card with Picture
  • Medicare Card
  • Voter Registration Card
  • Property Tax Bill
  • Pilots License

You must provide verification of Social Security Number (Social Security Card, Pay Stub, Tax Return, etc…)

Verification of address if different than address listed on Primary Form of Identification; this can be achieved by bringing in a recent utility bill or other piece of mail you receive at the mentioned address.