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Small Business Checking

For small businesses with less than 200 transactions per statement cycle


No monthly maintenance charge unless your balance falls below $2,500. If your balance falls below $2,500 any day during the statement cycle your account will be subject to a $10 maintenance fee.
No limit on deposits or transactions.

An Excess Item Fee of $.25 per item will be imposed for all items over 200 per statement cycle. Items include checks paid and deposits or other items posted.

Minimum opening balance $100

Business Checking

For businesses with more than 200 transactions per statement cycle.

No limit on deposits or transactions. A transaction fee of $.10 per item is assessed for each item posted. Items include checks paid and deposits or other items posted.

An earnings credit based on the average 90-day Treasury Bill rate at auction during the prior month is calculated on the average collected balance in the account less 10% reserve. This earnings credit is used to offset the transaction fee.

Minimum opening balance $100